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Joined: Jul 2010
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Old 01-11-2021, 12:19 PM
  #9

I wouldn’t be surprised if paying off the car loans is what changed. Our credit score is over 800 but recently went down. Our house is paid off. We recently paid off my car which was the only car loan we had. We charged a lot but always pay it off when we get the bill. But our credit rating went down.

I agree that you should take the low interest rates while you can. No one can predict where the rates will be in a few months.
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