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Shutdown
Old 01-06-2019, 07:07 AM
  #1

Anyone affected by this - money wise? Not able to move/buy a home or something due to not being able to use the federal government’s services?

This is NOT a political post.

I want to know how people are holding up, changes they are making to make ends meet. Thank you.


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Old 01-06-2019, 07:12 AM
  #2

Good question!

I wonder if this means the government will stop deducting my monthly Medicare premium.

The last time this happened big time, I was at Science Camp for a week with 5th graders. The best activity was hikes, but it was federal land so we were prohibited from hiking. The Camp directors hustled up ideas and it turned out to be a fun experience anyway.
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Old 01-06-2019, 07:14 AM
  #3

I was thinking about this the other day. So many people live month to month without a substantial savings. I wonder if people affected by shutdowns have an emergency fund specificallly for these times? I know it isn’t the first shutdown, but it could end up being the longest.
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Old 01-06-2019, 07:17 AM
  #4

Personally, it will effect me only because of receiving my income tax refund. While it’s not money I need to make ends meet, I was planning on using it to pay some extra principal on my car loan.

I read an article last night discussing how SNAP benefits are only funded through January. While that doesn’t effect me directly it will seriously impact the families at my school.
https://www.huffingtonpost.com/entry...b0bcb4c25c4524
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Old 01-06-2019, 07:29 AM
  #5

My brother’s girlfriend works for the social security administration. She will not be getting her paycheck until this sorts itself out. They have a mortgage payment due soon and they split the responsibility 50/50. THis puts a strain on my brother as he will now need to cover the whole bill.


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Old 01-06-2019, 07:29 AM
  #6

As a Canadian I can’t understand how a government can just shut things down? At least I don’t think that has ever happened here.
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Old 01-06-2019, 07:30 AM
  #7

I know the National Parks are a hot mess because of this.
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My dd2
Old 01-06-2019, 07:31 AM
  #8

is waiting for an FBI clearance for a job in Hong Kong that she will be starting in February. She is now in Thailand/Laos hiking and biking. She had no idea that the government was shut down as she has limited access to technology.

She is hopeful that the company she will work for will be "cool" with her not having the background check completed. She got fingerprinted, sent it in and now nothing.

I am still hopeful that it will come through in time.
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Old 01-06-2019, 07:39 AM
  #9

Will it affect food programs for students at public schools?
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Old 01-06-2019, 07:58 AM
  #10

I dont think the shut down will impact food programs or Title programs at schools. This fundng is provided far in advance. Here is what I found.

Funding for most child nutrition programs, including school lunch and school breakfast programs, which are run by the U.S. Department of Agriculture, would not be affected by the shutdown, according to the School Nutrition Association, an advocacy organization that tracks the issue.


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Old 01-06-2019, 08:03 AM
  #11

I read that school lunch programs are funded until February. Hopefully the shutdown does not last longer than that.
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I am not impacted
Old 01-06-2019, 08:03 AM
  #12

but on my facebook page someone I know is not getting a paycheck and he is having trouble finding the money for his copay on his insulin. Brought tears to my eyes. It isn't just the shut down it is the way Big Pharm can charge $500+ for the same insulin that cost $25 before. And the insulin has not changed one bit.
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Old 01-06-2019, 08:06 AM
  #13

For Cheerio:
Quote:
Why is the shutdown happening?
The shutdown comes down to a spending argument and Democrats being unwilling to pass a funding bill that would allocate $5.7 billion for a border wall.

President Trump warned that the shutdown could “last a very long time.”

“We are totally prepared for a very long shutdown,” he said, “and this is our only chance that we’ll ever have, in our opinion, because of the world and the way it breaks out, to get great border security.”

He also encouraged Senate Majority Leader Mitch McConnell to pursue a “nuclear option” which would allow a spending bill to pass in the Senate with a 51 vote majority instead of usual 60 votes. However, McConnell has not yet pursued this option.
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Old 01-06-2019, 08:11 AM
  #14

Here is an article from CNN about this very thing where people wrote about how the shutdown is affecting them and their families. I feel so sorry for them.

http://www.cnn.com/us/live-news/gove...ies/index.html
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Old 01-06-2019, 08:45 AM
  #15

It's hard to fathom that some of the gov. workers like TSA, jail guards, etc have to report and still not get paid. The very least they should issue them paychecks since they HAVE to work.
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Old 01-06-2019, 09:18 AM
  #16

I was thinking about this this morning because dd23 and her boyfriend returned from the UK today. I'm wondering if it will take a lot longer in customs because they have minimal staff. As a customs agent or TSA agent I would not be happy that I had to work and still not get a paycheck. It's a mess!
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Furlough loans
Old 01-06-2019, 09:19 AM
  #17

Most financial institutions have a furlough loan available for federal employees. The credit Union that I work for debt out emails last week. Just need proof of federal employment. It is a hassle for people, but it will help.
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Old 01-06-2019, 09:26 AM
  #18

This affects my DD who works for FEMA and her family. Her husband is a firefighter and only makes half of what she earns. Luckily she is very frugal. She has been through this several times and will get back pay. We gave them money for Christmas and are able to help out more if she needs it. Most workers are not so lucky.
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Old 01-06-2019, 09:58 AM
  #19

Yes, my DS was supposed to close on a house tomorrow. Due to the shutdown, his closing date has been pushed back at least a month IF the government opens up on Monday. He's stuck...his apt lease is due and he doesn't want to sign a new lease and rhen have to pay the penalties to get out of it when he can close.

One of the Sunday morning news programs mentioned the IRS will not be able to process tax returns or send out refund checks. I hadn't thought of that.
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Old 01-06-2019, 10:09 AM
  #20

My DH is what is call "exempted." Meaning he has to work during this, without being paid. We have savings to pay all of our bills, unless this lasts past April. I am not spending on "extras", my hair is in need of a cut and color, and I want a new pair of boots, out to eat, etc.. If this goes on past April, we will be in financial trouble.
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Old 01-06-2019, 10:12 AM
  #21

A friend is in the Coast Guard. They fall under Homeland Security so they aren't getting paid. They are also working extra hard to deal with the mess of 6 sinking/ sunken coal barges right now. Thankfully his wife recently started working full time so they have some income, but making all the ends meet is going to be tough.
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Financial and emotional costs
Old 01-06-2019, 10:38 AM
  #22

I totally do not understand the concept of people being required to work, but not being paid. To me that is unethical.

There are many federal employees whose pay is low enough that having any substantial amount of savings is likely impossible. They are suffering already.

It's likely, but not guaranteed, that federal employees, including those who are furloughed, will eventually be paid for these days. However, people who work for companies with government contracts will not be paid. For example, many federal buildings are cleaned by outside contractors. These may be people who earn minimum wage--which in many areas is already lower than the cost of living.

I've also been reading that some of these outside companies are fearful of losing their employees who are actively looking for jobs with more stability. They don't want to worry about future shut-downs.

There is a large financial and emotional cost to this shut down.
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Old 01-06-2019, 11:06 AM
  #23

I don’t get how someone can be requires to work without pay. Slavery was outlawed in this country 250 years ago wasn’t it?
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Old 01-06-2019, 11:39 AM
  #24

I hope the senate and congress are not getting paid. They shouldn’t. I hope they reach a compromise soon.
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Old 01-06-2019, 12:30 PM
  #25

I read an article the other day that said TSA agents are talking about a sick-out. I'm not sure if that would actually happen, but I wonder if it would move things along? I can't imagine still going to work and not being paid. I mean, TSA isn't a really high paying job, right? It's unlikely those people make enough to have a significant savings in the first place. I've read that only a small percentage of people have even $1,000 saved up for an emergency. In this case, so much more money than that would be needed. My rent alone is more than $1,000 for one month!
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Old 01-06-2019, 12:35 PM
  #26

Quote:
I totally do not understand the concept of people being required to work, but not being paid. To me that is unethical.
And maybe illegal? The federal unions are suing over it.

Also, I get mad when people say the workers can just take out furlough loans. A loan is something that has to be paid back with interest. Are you supposed to go into debt because your employer won't pay??
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shutdown
Old 01-06-2019, 01:31 PM
  #27

DH is a retired federal employee and I was relieved when his pension money was deposited as usual this month. He worked for the gov't for 30+ years and was caught in several shutdowns over that time. But fortunately the people in charge got their act together pretty quickly and those were short lived furloughs and the longest his pay was delayed was a few days.

I feel really bad for those who are caught up in this extended shutdown, both the federal employees and the sub-contractors.
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Shut down
Old 01-06-2019, 03:12 PM
  #28

Congress AND White House employees are still getting paid. No wonder there is no urgency for the two groups of knuckleheads to get anything done.
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Old 01-06-2019, 03:59 PM
  #29

Quote:
Congress AND White House employees are still getting paid. No wonder there is no urgency for the two groups of knuckleheads to get anything done.
juliet, I love you.
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shutdown
Old 01-06-2019, 05:01 PM
  #30

My son is in the Air Force and is not getting paid, but has to continue working. He is not happy about it because he has some loans to pay. He is living off his meager savings right now. We are sending him some money to help out.
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All military, including the Coast Guard
Old 01-06-2019, 07:31 PM
  #31

were paid on January 1. The next pay period would be January 15. Military IS being paid during the shutdown. A bill has been introduced in the Senate to pay the Coast Guard on the 15th, and thereafter.
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Old 01-06-2019, 07:52 PM
  #32

Thanks, PrivateEyes! I'm glad to hear that. He was visiting us at Christmas and told us that he wasn't going to get paid. We sent him a check after he flew back to base. We haven't heard anything from him yet, but I'm sure he'll confirm it.
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We do worry about
Old 01-07-2019, 03:56 AM
  #33

our children, don't we? They're never too grown.
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