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Hermione_S
 
 
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Teacher showed me her paycheck
Old 05-03-2009, 03:36 PM
 
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Hello,
I'm a sub taking some courses to further my certificate. A new teacher showed me her paycheck. Her salary is somewhere between $41,000 and $42,000 per year. She thought she was getting ripped off perhaps because her take home pay was so small.
Her net pay (take home) for 2 weeks was a little over $1000.00. I was shocked. There was 35 percent of her pay taken out. For someone making 42K a year, doesn't a take home pay of 500 dollars seem not right?
I"m wondering if the teacher's pension is in there and if you can opt not to participate in that part so your paycheck is bigger.
What are your thoughts?
Thanks,
Hermione


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It hurts.
Old 05-03-2009, 03:58 PM
 
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I have family health insurance taken out - about $250 per 2 weeks.
We have 11% for teacher retirement taken out.
Our dues are taken out - about $25 every two weeks.
On top of that are all the regular taxes and such.

Plus I put into my own retirement, because I don't trust having all my eggs in one basket, so to speak.

I'm raising my 2 kids by myself and it's hard!
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Old 05-04-2009, 12:51 AM
 
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Yepper. As my mom always said that's why they call it "gross pay", because that's how you feel after you see your "net".
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Old 05-04-2009, 02:16 PM
 
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yes, that number sounds right. think of the union fees that are taken out as well. she might have a 403b, though, so that would make her paycheck look lower even though it's her money in the long run.
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Old 05-06-2009, 09:50 AM
 
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Take home of $500? Yes, that does sound WRONG! Unless she is getting paid weekly instead of bi-weekly, she should be paid more. Can you really live off $1000 a month?

I really hope I read that post wrong...


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about right...
Old 05-06-2009, 10:04 AM
 
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at 40K, you'd take home about 1000.00 every two weeks... depending on what comes out. Retirement, Insurance, dues - it adds up fast...
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Old 05-13-2009, 09:08 PM
 
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Wow!
After taxes and insurance, I take home about $970 each time I get paid. I get paid 2x month and I don't make anywhere near $42,000 a year.
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Old 05-14-2009, 10:27 AM
 
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Roughly 2000 a month....yep that's what we get. The pay is obscene.
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Wow!
Old 05-14-2009, 11:42 AM
 
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That seems completely outrageous. I make around $31,000 a year and my paycheck is $980.55 the 5th and 20th of every month. I have my medical insurance, dental insurance, retirement, and union dues taken out each paycheck. If was making that little, I would cry!
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Old 05-26-2009, 10:06 PM
 
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I think it depends where you work. I make about $5500 a month after taxes.


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Old 06-08-2009, 03:42 PM
 
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It will depend on how you file taxes too. A friend and I got hired the same time and work in the same school. She has her masters and I don't. Yet I get more take home pay than she does because I have dependents and am married so our filing status is different.

I make 43,000 a year and my take home is 1300 every two weeks. That has my union dues taken out, but my husband carries health insurance. If I had to carry it for our family, my take home would also be around 1000 every two weeks.
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gross vs net
Old 06-11-2009, 05:04 PM
 
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800 per week gross could easilly become 500 per week net.
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Pay
Old 06-25-2009, 07:41 AM
 
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The pay is lousy I agree, but if she takes home a little over $1000 for 2 weeks, that is a little over $2000 a month. How does the $500 come in?
I take home $900 every 2 weeks so this makes sense to me.
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yep...
Old 07-22-2009, 08:55 PM
 
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It's shocking isn't it? After I received mine I was definitely a little disappointed. Remember, we're teachers for the KIDS, not the MONEY. I had to remind myself of that when I first started. Some countries put their teachers in a much higher regard and are paid better... too bad the US hasn't caught on. When I see a child learn something I taught them, or just get a big hug at the end of the day, it puts things back into perspective and makes me realize why I chose my career.
Talk to the person who takes care of the bills/finances in your district and see what you can do to improve your pay.
We have board paid insurance and the district matches the 13% of each of our paycheck for retirement... so even though the pay isn't great, the benefits are.
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Lucky You!
Old 06-16-2014, 08:25 PM
 
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Wow! Where do you work (which state)? I want to move to that state, hehe. You are a lucky teacher!
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Old 06-17-2014, 06:43 AM
 
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Sounds about right. They take union dues, retirement, taxes, and family insurance from my checks. It's obscene what they take out.
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Teachers get the end of the stick.
Old 08-17-2019, 12:48 PM
 
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10 years later, I'm a third year teacher. After taxes, health insurance, soc, medicare, all the things you can't choose to not pay, check was 1,287. After some money put aside for hsa, retirement, and short term disability (cause I don't receive paid maternity in my district)... 1072.

Lack of upward mobility is the reason teachers are leaving. I want to be able to have a child and buy a home by the time I'm 30, but in this profession I don't think I will be able to.
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MY gross is a little less than that
Old 08-17-2019, 05:51 PM
 
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and I only get paid once a month. My takehome on my check is a bit less than $2000/month. But my family insurance, dues, retirement, usual taxes, and my FLEX benefit is taken out.


My flex plan amount is at the max so it makes my takehome look small. I have that prepaid flex card immediately all upfront. I can spend it as the year goes along OR I can spend it all on surgery or something similar before it is all earned.

I also have my checks set up for 12 months/pay periods. That makes a difference too.
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Take-home
Old 08-17-2019, 05:58 PM
 
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My salary is 43,500 and my monthly take-home is $2718 since I split it into twelve paychecks instead of ten.

$1000 every two weeks seems a little low, but I only pay $40/month for insurance
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