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Workman’s comp?
Old 09-28-2021, 07:09 PM
  #1

I have never used it, and I honestly don’t understand it.

Today at work, I took a short walk around our building, and noticed a very full orange tree on a small but steep hill. I climbed up the hill to check out the oranges (They weren’t ripe). I turned around and slipped down the hill. I landed super hard on my butt, and landed with a straight arm and jarred my shoulder. At the time I was more concerned with anyone witnessing my clumsiness and praying my pants didn’t get muddy (no one saw and no mud ).

Now, hours later……..my shoulder really hurts (my butt is totally fine though )! I’m icing it and took some ibuprofen. I really hope that takes care of it, but what if I did really hurt myself? Do I have to report it at work? Do I just go to the dr? It wasn’t really my work’s fault I decided to climb a muddy hill after a rain storm……is workman’s comp a required thing? Are there advantages to it?

Fingers crossed I feel better in the morning.


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Workmans comp
Old 09-28-2021, 07:17 PM
  #2

All I remember is my personal doc didn’t do workmans comp. you had to go to a doc from districts plan.
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Old 09-28-2021, 07:20 PM
  #3

I’ve had to fill out accident reports for three incidents. Only one of them required medical attention, therefore workman’s comp, but they did ask me to fill out the accident report just in case.

1. Two kids were horse playing in the hallway, and one kid stepped back on my ankle and sprained it. No time off. No medical treatment.

2. I fell in the library storage room. I was hurt and required an ER visit with two sets of x-rays, a follow up exam, and weeks of chiropractic care. The librarian was also cited for maintaining an unsafe environment because the storage room was a disaster, which caused my fall. I had to fill out an accident report AND file workman’s comp paperwork. My insurance would not pay for any incident that happened at work, and I had to use workmsn’s comp approved doctors.

3. I was taking a box off a shelf and something was on top of it that I didn’t see. It hit me in the face. I had a black eye. Accident report. No workman’s comp because there was no medical assistance needed.
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Old 09-28-2021, 07:26 PM
  #4

I slipped on ice while on duty once. I was fine and more embarrassed than anything. Another teacher saw me fall and complained to the secretary, who made me fill out an extremely lengthy incident report that same day. The other thing that really frosted my shorts is that as part of turning in the form (it was electronic), I had to re-watch the "slips, trips, and falls" safety video/take the quiz. As if it were my fault they didn't clear the sidewalk appropriately!

I heard from HR within minutes of filling out the form. HR lady asked me if I wanted to make a Dr.'s appointment and let me know it had to be with a specific office. I told her that I was not hurt and the secretary made me fill out the paperwork. She said that was fine, it was good to have on file in case I was "hurting later." Minutes later, the principal pulled me out of class to see how I was. Clearly they took it very seriously and were quite concerned that they might have to spend money on worker's comp .

In short, it was a very formal and specific process. I definitely would not just go to the Dr. If you're still in pain tomorrow, ask someone in the office what to do.
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Old 09-28-2021, 07:28 PM
  #5

I've done it once. I slipped and fell during a live shooter drill. I filled out a report and went for xrays. I did not pay for the medical treatment.

You may need to fill out an accident report at work. I do know that when I've been seen for an injury, I'm always asked if it happened at work or due to a car accident.


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Old 09-28-2021, 09:04 PM
  #6

I haven't ever been hurt at work. Thankfully. But I believe we were told that accident reports needed to be filled out very promptly. I think within 24 hours. You probably should report your fall first thing in the morning, just in case there turns out to be a need for medical care.
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Old 09-29-2021, 01:44 AM
  #7

DH only received worker’s comp because he hurt himself while carrying out his job description. It took us almost 6 weeks for them to accept our claim. He had to see a doctor who confirmed that it was a result of his job before they would pay.
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Old 09-29-2021, 03:01 AM
  #8

Slightly off topic but it could avoid the need for future workmen's comp.

Have you seen these? One brand is YakTrax. They allow you to walk safely on ice. They work really well and easy to fold up and keep in your teacher's bag. Amazon and sports stores carry them. The parking lot at my school is on a slant and the building blocks the sun which slows down the melting of the ice. There were times they were very useful.
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Old 09-29-2021, 03:17 AM
  #9

Fill out an accident report today, as soon as you can. That way you will have documented it, in case it is something more serious and ongoing. If it turns out to be nothing, it won't hurt anything to have it reported.

I suspect if the incident happened on school property, during working hours, that workman's comp could be utilized.
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Old 09-29-2021, 03:29 AM
  #10

i have been hurt at work a lot of times but i gave up on workmans comp. for me it wasnt worth all the time and paperwork and crap you have to go thru where i live.


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Old 09-29-2021, 04:46 AM
  #11

Quote:
DH only received worker’s comp because he hurt himself while carrying out his job description.
This was my experience. DH had a terrible accident at work resulting in an ambulance ride, ER visit, and subsequent surgeries with a specialist. Our experience was not a typical slip & fall at work. DH was out of work for about 3 months and then had a modified light workload for quite some time afterwards.

He initially needed to see a specific doctor from Workman’s Comp. Then once the injuries were realized to need additional treatment/care, we asked for a second opinion / specialist visit. Workman’s Comp paid for all of the doctor’s visits, surgeries, prescriptions, etc.

Due to the emergency of his accident I don’t remember him filling out any paperwork; the nurse at his work filed the report, but I do remember him doing a phone interview with the Workman’s Comp people and insurance company a few days later.
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Old 09-29-2021, 05:01 AM
  #12

A teacher friend tripped on the uneven pavement in front of school and went down. She got to her chair (her room was first through the door) and taught until her dh got there. They went from doctor to hospital because she had broken her hip. I remember her having a lot of problems with workmen’s comp. She had to fight to get it. The reasons they gave were that she didn’t have to go home and come back (it was at lunchtime), she wasn’t working (teaching or supervising students). In the end workmen’s comp did pay, but I think it ended up with lawyers. Oh, and then they fixed the uneven pavement.
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Old 09-29-2021, 05:36 AM
  #13

Fill out the workman's comp form at work. I encourage anyone who ever gets hurt at work to do it.

My dad worked in a foundry and had many workman's comp forms (he was a maintenance guy). He ended up hurting himself enough that he had to have multiple surgeries close to his retirement date. The company ended up letting him go since he couldn't work and hosed him out of his retirement. He was urged by the union to get a lawyer. 20 years later that lawyer is still getting him money for every little workman's comp claim my dad put in over the years. Only because of getting the lawyer, my dad has had enough money to not be pinching pennies and trying to live off his social security. He ended up getting my dad 50% disability last year (and back pay). If he hadn't had the workman's comp forms, he would have been in a real pickle. We aren't the lawyer kind of people, but the company really screwed him over.
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Old 09-29-2021, 07:08 AM
  #14

I think you have to fill out a report within 24 hours or you are out of luck! Hope you're ok.
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Old 09-29-2021, 07:48 AM
  #15

I was bitten by a student and the nurse couldn't tell if it broke the skin (to be fair, the nurse was a moron). I had a first year P and she insisted I go to immediate care. Oh, the paperwork. It didn't break skin. Thank goodness. I can't imagine the paperwork and shots if it had broken skin.
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Old 09-29-2021, 08:21 AM
  #16

Absolutely fill out that accident report! You may regret not doing it down the road.
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Old 09-29-2021, 08:38 AM
  #17

Unless you plan to lie to your doctor you need to report it. The first thing medical facilities ask is "were you injured at work"
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