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Long term disability insurance
Old 01-07-2017, 05:27 PM
  #1

Does anyone know how to go about purchasing this? My work doesn't offer it.


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I have it through my school
Old 01-07-2017, 05:32 PM
  #2

and it's through Prudential. You could check with them.
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Have it through school also, but...
Old 01-07-2017, 06:31 PM
  #3

There are brokers who offer it. My original one was through Washington National, and I liked it because it was deducted from my paycheck in small increments. Then the NJEA went with Prudential, but when the insurance person came around, they told me to stay with the plan I had because it was better. I didn't want the premiums deducted from my checking account automatically so I thought I'd have to drop it, but they have a quarterly billing plan, so I just write a check when the bill comes. When I thought I'd have to give up the Washington National plan, I did seek a broker's help. He had a plan, I forget who it was through, but there was no quarterly billing. Good luck. I bought mine quite some time ago, after my mother suffered a debilitating stroke.
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Prudential
Old 01-08-2017, 06:14 AM
  #4

I purchased mine through Prudential this year. I strongly recommend it. I did not have long term insurance when I unexpectedly developed cancer and was out of work for three months (FMLA) and had to use up all of my sick days! I went unpaid for about a month and strongly recommend purchasing it.

I am covered for everything but cancer for the first year. It is well worth the peace of mind.
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We have a few options
Old 01-08-2017, 07:29 AM
  #5

I can go throughpay pretax. AFLAC and have the money out of my pay pre tax. Or through NTS post tax.


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Old 01-08-2017, 11:40 AM
  #6

For all of you who have prudential.. And long term disability insurance.. Do you have it through your school? I really don't think my school has anything like that... My old school did and this one does not.. They have good health insurance and decent dental but I don't think they have anything else. Maybe life.. I hope life.

I wonder if brokers sell this.. And who to contact.
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Old 01-08-2017, 11:47 AM
  #7

I also have some, but mine is through Northwestern Mutual. I would guess pretty much all big insurance companies sell it. You should be able to find an agent to sell it to you by looking up the company online and seeing if they have link to "find an agent" or call their main number and they could find you an agent in your area.
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