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Saving $ during the pandemic?
Old 03-29-2020, 04:04 PM
  #1

DD texted about saving money during this crisis because she used to eat out a LOT (and Iíll add drink out with friends). I was sad for a momentóIím not saving because I rarely eat out (and if I do, itís a burger or Subway). BUT I realized I AM saving because Iím NOT paying for:
*housecleaning
*cooking classes
*personal training

How are you saving? Childcare? Gas? Other?


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Old 03-29-2020, 04:11 PM
  #2

Gas, eating out, and Dollar Tree/Target runs have been areas of saving for me. I am spending more on groceries though, so it may all even out. DH is not buying lunches every day so that will be big savings for us!
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Old 03-29-2020, 04:17 PM
  #3

I am curious about this, too, and will crunch numbers in a few weeks.

How we might be saving money is no 300 miles/week commute, only eating out once a week, less laundry, and less "retail therapy."

We are spending more money, though, because: we can't comparison grocery shop (buy what's available) and some unexpected amazon shopping for home projects, things to do, etc.

We'll have to wait a good month into this to figure it all out.

Last edited by bookgeek59; 03-29-2020 at 05:02 PM..
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No fundraiser requests from students
Old 03-29-2020, 04:26 PM
  #4

is a savings for me!
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Old 03-29-2020, 04:27 PM
  #5

Oh man, I feel like our expenses went up just because I canít stop buying stuff online! Iíve made a lot of amazon and other various retailer purchases because I think of things we ďneedĒ to survive this (puzzles, popsicle molds, and a butterfly habitat to name a few )

No, we probably are saving some because weíre not going out to the movies, eating or (although we did get take out once so far) or driving long distances which we normally do dairy often. So hopefully itíll all even out.


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Old 03-29-2020, 04:30 PM
  #6

I'm saving so much money by not driving to and from school (40 min each way), also by not going to Target, eating out with friends, and no Amazon purchases (although I do have stuff in my cart I'm about to buy).

And, believe it or not, Mason hasn't had a vet visit since all this started. I'm fairly certain that's a record for him.

Oh yeah, I forgot about tolls. That's a ton of money too.

Unfortunately, I'm still eating out more than I should.

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Old 03-29-2020, 04:31 PM
  #7

Tolls
Gas
Dog walker
Ordering lunch once a week
Trips to target and dollar tree on the way home from work
Ordering dinner/eating out

I havenít thought about this until now. Tolls and gas alone will save me about $300 a month.
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Old 03-29-2020, 04:32 PM
  #8

I am definitely not spending as much. Very little eating out or need for gas. But I am retired and have a part time job at a preschool. I usually work 25 hours a week. Last week I didn't work at all and this week I will get 10 hours. So I am not really saving.
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We're retired
Old 03-29-2020, 04:34 PM
  #9

so we go places and eat out because we can. That has stopped since Covid. We are staying in. For DH's 67th birthday, we did take out from his favorite restaurant here and a grocery store cake since we missed being able to go on his trip (and that saved us money)
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Saving $
Old 03-29-2020, 04:47 PM
  #10

Maybe....DH has yelled about my credit card bill...yet.

No going out to lunch or multiple trips to Joanneís and Michaels. But I have ordered craft materials on line and maybe a pair of sandals....or and some shorts.

So, probably breaking even.


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Definitely not!
Old 03-29-2020, 04:47 PM
  #11

All staying home means is that there's more time to spend with Amazon!

I finally tried Amazon Fresh. Apparently others have discovered it too. It's supposed to be same day delivery...NOT NOW! Now when I place an order I have to wait until midnight because all times for the next 2 days are taken. At midnight times for the third day are posted. I most certainly am not complaining just pointing out that many others have discovered my "secret".
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Old 03-29-2020, 04:51 PM
  #12

Childcare will be a big savings for us. Probably a bit on gas. I am not popping into the grocery store, Walmart, etc, as I would once or twice a week. We are getting groceries less frequently but probably spending about the same as usual, and I got 3 massive grocery orders in the weeks before this started.

We don't typically eat out much, or go to the movies or stuff like that.

I have been resisting the urge to online shop but I am probably going to get some stuff from a local kids shop this week (they will deliver!)
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Old 03-29-2020, 05:00 PM
  #13

I put a lot of expenses on my credit card last month: new fence, house painted, hearing aids. I planned to pay it in full when the bill comes. But now I think I will save money and pay minimum.

I stopped Starbucks. That saved me a bit. Gas prices went down.

My employer had provided breakfasts. So a bit more money spent on food.
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Old 03-29-2020, 05:14 PM
  #14

Iím saving money by not shopping for clothes for my sweet granddaughter who is almost two. Iím not a big online shopperóI prefer to really see before I buy!
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Old 03-29-2020, 05:15 PM
  #15

I'm saving on gas and restaurants.

I usually stop at the grocery store multiple times a week and am going just once per week now so I'm sure I'm saving on impulse buys.

I also usually spend a TON of money on my classroom and I'm not doing that now.
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Old 03-29-2020, 05:17 PM
  #16

No restaurant meals makes a huge difference! Oops...just ordered a dress from Garnett hill! But it was 40% off...

Last edited by juliet4; 03-30-2020 at 07:26 AM..
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Old 03-29-2020, 05:19 PM
  #17

We've really limited eating out (which was where most of our "extra" money went). We use less gas. So I'm sure we are saving some money. We also stocked up on food and bought some extra things for home (and we bought our daughter a bed just before all this really hit the fan), so I don't think the money savings will be obvious immediately.
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Old 03-29-2020, 05:33 PM
  #18

Yep, not getting takeout alone will save us a lot, plus gas. Fiance' and I told ourselves we're not getting any more takeout either since yesterday. The cases are growing in this county too and we don't want to find out some fast food or restaurant employee tested positive and we might have just gotten food there a day or two ago.
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Old 03-29-2020, 05:37 PM
  #19

Saving on gas and eating out for sure. I think groceries are costing me a bit more, since we are home (and eating!) all day and cooking rather than eating out, but I think itís less overall.
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Old 03-29-2020, 05:48 PM
  #20

We are saving in...

gas
department store shopping
eating out

We are probably spending more in groceries

Nancy
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Old 03-29-2020, 05:55 PM
  #21

Losing. I'm only earning about 1/3 of what was making.
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Old 03-29-2020, 05:58 PM
  #22

Savings in these areas:
Gas
Dining out
Starbucks
Tpt

Spending in these areas:
Supplies for my kids to do preschool at home
Groceries
Water bill- washing cat, filling up plastic pool
Electricity
Alcohol
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Old 03-29-2020, 06:12 PM
  #23

Absolutely saving money! We cancelled a trip that was going to cost close to $2000, weíre not driving, not eating out, not shopping (Iím making myself stay away from Amazon by telling myself Iím freeing them up for more important deliveries )

Weíre spending more on groceries (and going through dishwasher soap much faster than usual ) but the extra grocery money isnít anywhere close to what we would normally be spending.
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Old 03-29-2020, 06:13 PM
  #24

laundry soap. I haven't gone through all my pajama options yet.
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Old 03-29-2020, 06:40 PM
  #25

Quote:
Losing. I'm only earning about 1/3 of what was making
Actually, I can't believe I didn't think of that. I lose out on a chunk of money last week and will lose out on some serious income that would have started this week as well. So actually, I am losing money as a whole, too. I hope you'll be doing ok, teachnkids! It's a good thing I have two sources of income. One supplements the other, but I can survive for a little bit on just one source (that is thankfully still coming).
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Old 03-29-2020, 06:43 PM
  #26

Since I sub at work, I'm not picking up any shifts, so losing there. However, we are gaining by no daily commute for DH and not eating out at least twice a week. I haven't been able to travel to see my parents, (I'm gone an average of 7-10 days a month) so a definite savings there on gas and eating out. I'll probably miss several trips unless there is an emergency. We'll notice a pretty big overall savings on gas and food. (I just went and looked it up on my bank page and we average $400 a month on gas.)

The biggie is our cancelled Hawaii trip. Probably saved about 3K, but hope to spend that sometime in the not too distant future!

Last edited by MKat; 03-29-2020 at 09:07 PM..
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Old 03-29-2020, 07:13 PM
  #27

I guess I'm saving right now, except dh is down to only working 8 hours a week. So although we are saving in some areas, we are losing a ton in the big picture.
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Old 03-29-2020, 07:15 PM
  #28

DH is saving a lot on gas. He drives about 35 miles one way to work, and he drives a full-size pickup truck. Iím saving, too, even though I only drive 4 miles one way to work because i havenít been out much.

I get my nails done every three weeks and pedicure every six weeks. Salon is closed. I get a massage once a month. They are closed. Go to the chiropractor every month. They closed.

I am, however, still online shopping. I had a purse and wallet arrive this week past week.
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Old 03-29-2020, 07:34 PM
  #29

Iím so sorry for those of you who are losing money. I didnít mean this to be a thoughtless post, but it was. I was looking for the silver lining.

Just today, on my walk, I passed TWO newly closed and emptied clothing stores. Then I spoke with an acquaintance, a former teacher, who is in danger of losing his (hopefully temporarily) closed businesses and is applying for loans to cover the rent.

So sad.. I sincerely apologize to those of you struggling in this terrible crisis.
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Old 03-29-2020, 09:43 PM
  #30

I think it is a wash. While I am saving on gas and clothes shopping all my utilities are going up because I'm home all the time. Heat because it's still chilly here, and water because I wash my hands so much!
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Old 03-29-2020, 09:52 PM
  #31

When this all started, I assumed I'd be saving money for similar reasons. Definitely hasn't happened yet because I'm spending SO much on groceries. I normally eat out for several meals per week, but that also lends itself to getting leftovers, eating really light for other meals, etc. I don't go out for drinks too often anymore- not enough to really make a difference in my budget long term. Eating every meal and snack at home is making me buy TONS more food than I normally do. Plus being home all day I'm going through a lot more cans of sparkling water and pop.

I hardly need to spend money on gas as it is- my commute is just a few miles and anything I need to drive to is really just a few miles. Eventually I guess that will save a bit over time as I'll be getting it even less now. Typically it's every 3-4 weeks that I need to fill up. Hopefully the groceries will also "catch up" to saving money later since I've stocked up on some items up front.

Unfortunately on the other hand I'm losing all of my tutoring income. That got me between $400-600 extra after taxes each month; April would have been on the high end due to not having any extra days off of school. I will have probably lost over $1,000 total when all is said and done . I also won't get any stimulus check because the money I pulled out for my house down payment counted on my taxes as income, which puts me over the limit. The ONE year that's true- my true income is well under $75K. So I'm definitely not coming out ahead- although I recognize I'm certainly better off than people who have lost all of their regular paycheck during this.
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Old 03-29-2020, 10:13 PM
  #32

We are saving money on
No thrift store shopping
Only eating out once a week
DH not going to the brewery
Gas-Not volunteering 22 mi. One way
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Old 03-30-2020, 01:43 AM
  #33

Not really saving much over here. Dh is still working so spending money for gas hasn't changed. I worked so close to home that I rarely fill up my car anyway. We are getting takeout a lot. A close friend of dh's owns a restaurant. We've been ordering from him at least 3x a week, which adds up. We also order from our local pizzeria that we love. Also, out of boredom, I've been doing a lot of online shopping. I need to do better lol.
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Old 03-30-2020, 07:23 AM
  #34

I'm losing money because my tutoring clients have dropped by 60% although I haven't filled up the gas tank in weeks. We bought materials for some home improvement projects like flooring and paint but we were scheduled to do that anyway so I don't really consider that an extra expense.

We are big supporters of amateur theater and music so we haven't been attending the community college concerts or high school performances so I guess we saved a bit of money there.
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Old 03-30-2020, 04:28 PM
  #35

I think we'll eventually save money by eating at home more often and not needing to go shopping as much in the future. We used to eat out a lot. We've been stocking up on groceries well beyond what we usually have on hand. I'm trying to be smart and not over buy things that will go bad and only purchase what we'll really use, while at the same time double checking our stock on things we use that we might run out of in the next month. Trying to minimize our trips wherever possible.

Also, MIL is driving me batty with her worry - I don't think she trusts that we're taking this seriously enough and stocking up appropriately. So, to appease her (get her to back off) I plan on purchasing a bit more than normal when I go to Costco tomorrow.

She's really worried that we only have 10 rolls of TP (for 2 of us) and I'm not out searching for more. I refuse to run everywhere trying to find something we don't need yet.
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