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Would you?
Old 07-13-2020, 08:40 PM
  #1

If could comfortably retire from teaching right now, would you?


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Old 07-13-2020, 08:47 PM
  #2

100%. I'm very concerned about the safety of students and staff. The measures that need to be taken for safety will take away so many of the social aspects of school. Our district will expect us to simultaneously teach in person and to those students who are at home. I am not even close to retirement age. Yet I would not hesitate to retire if I could. I loved teaching, but this is going to be such a sad mutation of what school should be.
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Old 07-13-2020, 08:56 PM
  #3

In a heartbeat. But to be honest, that was my answer pre-pandemic, too.

16 years to go.
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Old 07-13-2020, 09:32 PM
  #4

Yes, but I also have about 16 years until thatís feasible.
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Old 07-13-2020, 09:52 PM
  #5

Absolutely. But i still have six or seven years.


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Old 07-13-2020, 11:02 PM
  #6

Yes! Absolutely YES!

DH would, too. We are sooooo close. He has one year. I have one year and three months. For max benefits, he needs 4 years. I need 5 years and 2 months.
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Old 07-14-2020, 02:20 AM
  #7

Without any doubt, yes.
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Old 07-14-2020, 03:32 AM
  #8

Yes but I have 13 more years to go.
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Old 07-14-2020, 03:42 AM
  #9

Absolutely!! I am 56. I wanted to make it to 60. I may go after this year depending on how much of a total sh*tshow it is. We have to pay for our own health insurance though, which is $$$.

Spouse works in the travel industry though, so not sure if that job will exist in another year. That would also mean I keep working.
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Old 07-14-2020, 04:28 AM
  #10

In a heartbeat! I have one more year to go, IF this pandemic doesn't completely decimate the state budget.


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Old 07-14-2020, 04:32 AM
  #11

ABSOLUTELY YES!!!!! I have 1.5 years to go.
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Old 07-14-2020, 04:48 AM
  #12

Yes!

I canít emphasis enough, yes.
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Old 07-14-2020, 04:50 AM
  #13

Yes! I'm 15 years away though.
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Old 07-14-2020, 04:51 AM
  #14

Yes!!! I would not have said that per-pandemic. Unfortunately I have 5-7 years to go. Praying for a retirement incentive.
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Old 07-14-2020, 04:53 AM
  #15

Yes (given pandemic), but I'm only just now entering my 8th year. Because of that, I wouldn't want to quite working entirely, but being able to retire comfortably as you described would give me the ability to carefully find a safer job (or wait until this is safer to come back).
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Old 07-14-2020, 05:02 AM
  #16

YES! I have about two years to go.



Twimmom95 - we are in the same boat. I'd have to pay for my ow medical till SS kicked in in about a few years. I can't imagine our State offering an incentive to retire.
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Old 07-14-2020, 06:07 AM
  #17

YES! Without any doubt or hesitation, but only because of Covid.

In real life I have 15 years left so I am a long ways from retirement.
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Old 07-14-2020, 06:20 AM
  #18

Yes. I would not have said that before COVID, but it is true for me now. Financially, that is not an option.
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Old 07-14-2020, 06:35 AM
  #19

Absolutely! I have 2 years and 10 weeks to get max benefits. I am seriously considering early retirement.
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Old 07-14-2020, 06:54 AM
  #20

I was sort of already semi retired before I took a teaching assistant position this past November because we felt we needed more cash flow to not burn through our reserves and have a more robust financial future. Now that we have come to rely on it and me on my insurance, I am stuck unless I can find a safer option.
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Already retired, but...
Old 07-14-2020, 07:09 AM
  #21

I would strongly have to consider it if I hadn't already retired. I retired at 64, and with that age being a higher risk plus being on meds for hypertension, I would be definitely at risk. I also see a lot of distance, virtual learning in the future with the impact of the virus on education, and that is not a path I would have liked to take.

I feel for you all.
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Old 07-14-2020, 07:22 AM
  #22

Absolutely! I still love teaching......in person! I am 57 and have 34 years teaching, but I really want to try to teach for 3 more years to maximize my monthly benefit. We shall see what the next few years hold.
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I'm on the fence
Old 07-14-2020, 07:46 AM
  #23

because I am not in the public school system, my retirement is not very good. Luckily, my husband is retired military, so that helps. I'm just waiting to see what kind of plan we have to reopen. We have discussed it. I've mentioned this before - it's kind of hard because last year seemed incomplete. I will know in a couple of weeks. I can wait a little longer to decide.
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Absolutely
Old 07-14-2020, 07:55 AM
  #24

I'd retire if I could. I'm extremely high risk: cancer, diabetes, kidney failure. I could retire under disability, but I'm afraid to lose my excellent health insurance benefits. They cost $14,000 per year just for medical for:no prescriptions, dental or vision. One of my cancer drugs costs 10,000 per month. My co-pay is $60. I'm going to have to go back. I have 9 years left until I can collect my pension and ss.
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I just did it!
Old 07-14-2020, 09:43 AM
  #25

This was going to be my last year. I wanted to pay some things off before retiring. However, every day I have grown more anxious about returning, knowing it will be up to the teachers to try to enforce the ridiculous guidelines my district has set out. And there are many people in my community who do not take safety measures seriously. So, after finding out yesterday that my late decision (I missed the February deadline, of course!) would still leave me with enough health insurance to get me to 65, I pulled the trigger and sent in my letter of intent to retire.
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Old 07-14-2020, 10:32 AM
  #26

Quote:
I'd retire if I could. I'm extremely high risk: cancer, diabetes, kidney failure. I could retire under disability, but I'm afraid to lose my excellent health insurance benefits. They cost $14,000 per year just for medical for:no prescriptions, dental or vision. One of my cancer drugs costs 10,000 per month. My co-pay is $60. I'm going to have to go back. I have 9 years left until I can collect my pension and ss.
I feel for you.
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Old 07-14-2020, 11:59 AM
  #27

Heck yes. This year is going to be such a hot mess no matter what we do.
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Old 07-14-2020, 01:17 PM
  #28

Absolutely. I can't imagine teaching my kinders with all of these restrictions and desks and not sharing. And I can't imagine teaching them remotely. But I don't really have a choice.
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Old 07-14-2020, 01:45 PM
  #29

Yes. But because I need health insurance, it's not an option.
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Yes.
Old 07-14-2020, 02:29 PM
  #30

I do not feel safe. Our windows donít open and there is no way to truly socially distance. The story about the teacher in Arizona scares me to death.
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No, no, no
Old 07-14-2020, 07:19 PM
  #31

Being home so much the past 5 months has been tough. I love seeing my coworkers everyday. I will be 51 Saturday and unless something drastic was to happen, I see another 12-15 years for me.
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Yes
Old 07-14-2020, 08:04 PM
  #32

Yes. I could retire agewisr, but I have 2 kids to put through college - one of the hazards of having children later in life.
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Old 07-15-2020, 01:18 AM
  #33

I had originally planned on working until at least 62, but probably 65, since I took many years off with kids and needed the years to bulk up my retirement. But my parents needed more support than i could provide while working so I retired early as soon as my youngest finished college. Since my income wasnt required for us to live and i had insurance through dh, other things happened that just took priority over "extra" money. This would have been another one of those things. If I wasnt already out, this would have clinched it.

I really feel for those who are in a risky category due to age and/or other things and can't retire early. I think many of us who were working for extra things like travel money may be reevaluating and just walking away. My husband works in an office and worked from home for a while but now that they are back in the office he feels safe with the rules they have in place. I can't imagine how teachers, especially those with risk factors, will feel safe.

Last edited by MKat; 07-15-2020 at 01:36 AM..
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