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Stimulus 'check'
Old 01-15-2021, 10:17 AM
  #1

DH got an email today that our stimulus 'check' will be issued in the form of a credit card. Has anyone heard of this?

We did not have direct deposit on the last one and it was considerably reduced because of income.

It says that we can have it transferred to our account by calling and giving info.

I smell a scam.


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Might be true
Old 01-15-2021, 10:20 AM
  #2

https://www.cnbc.com/2021/01/08/8-mi...ebit-card.html
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Check this IRS site...
Old 01-15-2021, 10:23 AM
  #3

Check this IRS site for information specific to you. It is a portal that will tell you how your stimulus funds are being sent to you. You won't need any other information.

https://www.irs.gov/coronavirus/get-my-payment
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Old 01-15-2021, 10:35 AM
  #4

It hasn't even been approved yet! Definitely smelly!
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Old 01-15-2021, 10:36 AM
  #5

Some are coming by debit card. I have no idea why they don't just send a check, unless someone asks for a debit card. We got ours by direct deposit.


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Old 01-15-2021, 11:10 AM
  #6

Quote:
It hasn't even been approved yet! Definitely smelly!
The $600 stimulus had been approved and many have gotten it.


I have not heard of this one being issued on a credit card, but I know some got the first one that way.
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credit card
Old 01-15-2021, 11:12 AM
  #7

Yes, we received a debit card. It looks very official. I can't believe they did this instead of a check or direct deposit. If we want to just get cash from an ATM, it will cost us $3 each time we want to withdraw.

Quote:
It says that we can have it transferred to our account by calling and giving info.
I better read the info that came with it, because I don't remember seeing this. I didn't read it closely though, so if that's an option, I think it is better than the ATM.
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Old 01-15-2021, 11:29 AM
  #8

I wonder if it can be your default credit card on Amazon or other online purchases.
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Old 01-15-2021, 11:42 AM
  #9

It is stupid to send a debit card, unless someone requests it. I can see for some people who might not have a bank account, it could be the best way to get it to them. But the majority would prefer direct deposit or check, I'm sure.
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We got our first
Old 01-15-2021, 11:48 AM
  #10

stimulus money by debit card, instead of direct deposit, which I thought was kind of strange because of other things we do for the government which are direct deposit or withdrawal. Oh, well.

It will come in an official-looking long white envelope with a stamp on it that says do not discard.

When you get the card you can easily take the amount and deposit it into your checking account, which is what we did. It's very easy to do that. there are step-by-step instructions on how to do it. Keep the card, though, as they may use it to deposit other money into the card.

With all that being said, yesterday we got our latest stimulus check in the mail!! Go figure!


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Old 01-15-2021, 12:15 PM
  #11

It is crazy. There is no rhyme or reason to it. For the first one, I entered the direct deposit info on the website before the deadline, but I got a paper check. For the latest one, I got direct deposit.
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Ours was a card...
Old 01-15-2021, 01:05 PM
  #12

We got online and registered it and assigned it a password, then took the card to our bank and they transferred the money off the card and into our bank account.
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Old 01-15-2021, 01:56 PM
  #13

I heard that some were coming like that. I wonít be getting one, I will be able to get the money thorough a tax refund later.
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$600
Old 01-15-2021, 02:26 PM
  #14

I got my second one very quickly, deposited in my bank, no card.
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Old 01-15-2021, 02:43 PM
  #15

Yes
For the last one, my aunt and her husband (retired) both got theirs via credit cards.

I can't imagine how many people threw that last one away, if they were not expecting to get it via credit card.

The news needs to inform more people about this.
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Old 01-15-2021, 04:29 PM
  #16

We received a check the first time, and just received a debit card in my husbandís name for $1200. It was for both of us. We called, activated the card and set our PIN number.
Took the card to the bank and transferred the funds to our checking account. No fees and we were able to do it at the drive thru window.
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Old 01-15-2021, 04:44 PM
  #17

We got ours by debit card and did the same as steach and TchrFvr. Easy to do. The last stimulus we had received a check.
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Old 01-15-2021, 05:21 PM
  #18

Correction: I called it a credit card, but upon calling my aunt who received her stimulus money that way-

She said it was a debit card, and they took it to their bank and had the money transferred to their bank account.

Just like steach said in her post!
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Old 01-15-2021, 06:23 PM
  #19

We received our first one back in the spring as a credit card. We did think it was fake and almost threw it away. It didn't help that it had the wrong name for me (my husband and I each kept our names). Anyway, long story short, we were able to deposit it in our account with no fees.

Oddly, this most recent one came as a paper check.
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Old 01-15-2021, 09:11 PM
  #20

We got our card this week. It has our names on it and is definitely the real deal. Surprised because we received our last stimulus payment months later than others last year and it was a paper check.
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