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Who Still Has a Checkbook?
Old 07-05-2020, 02:03 PM
  #1

I'm feeling a bit grinchy. The DMV wants eight dollars in exchange for my renewal online instead of by check.


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Old 07-05-2020, 02:07 PM
  #2

We still pay a few things by check. Mostly just my mom and anytime there is a fee for paying another way.
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Checkbook....
Old 07-05-2020, 02:08 PM
  #3

I do, and hardly ever use it. Our town water department does not accept online payments, so every 3 months, I write a check to them. I also paid the contractors who worked on my roof by check, per their request.

My older DD has had a checkbook since her junior year in college, when she rented a house with her friends. She needed to pay the landlord by check. She hasn't used it since.
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Old 07-05-2020, 02:08 PM
  #4

I use a check book for a few things each month.
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Old 07-05-2020, 02:09 PM
  #5

Yep. But I sure don't write many checks. Back when the world was still open, I wrote checks to my cleaning lady and the hair stylist (one-person shop). That's about it.

You could probably get a bank check for a lot less than $8.


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Old 07-05-2020, 02:10 PM
  #6

I think they get charged credit card fees, although I'm not sure I buy that it's 8 dollars on their end.

I've used checks maybe 10 times over the course of my entire adult life. When I bought my house, it looked like my mortgage company didn't have a pay online option. I thought that was crazy, but I ordered some updated checks specifically for that reason. Then after I paid the first payment, they sent me a thing in the mail to set up my online account/pay online.

The pet sitter I currently have for when I go out of town (if that ever happens again ) is pretty old school and I leave her a check. I'm sure she'd accept cash too, but I never have much of that on hand either! I also used one when buying my car.

Back in college I was running an onboarding session for the new lifeguards we hired at my job. The HR guy wanted them to bring in a check for direct deposit. Several of them had no idea what a check was . And this was 10 years ago!
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Old 07-05-2020, 02:13 PM
  #7

I still have a checkbook but almost never use them.
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Old 07-05-2020, 02:14 PM
  #8

I do, mostly for those small things where a card wonít work - like my cleaning lady, or to pay people who do small jobs around my house. Most recently this was my dryer vent cleaning - we got a deal because many residents of my condo complex had the same company do it and leaving a check taped to the door was easier so I didnít have to be home to give cash or card number.
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A bit much
Old 07-05-2020, 02:18 PM
  #9

My credit union will issue a check for 50 cents if I need a certified one. I made my son's college tuition payments this way.
I would think online would be better for those not wanting to wait in line.
We do have a checkbook.
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checkbook
Old 07-05-2020, 02:24 PM
  #10

Like many others, we have one but seldom use it. Occasionally there are some Amish stores here that we pay bey check and our cleaning service too. And we pay our property taxes by check.


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I do
Old 07-05-2020, 02:27 PM
  #11

I still have several occasions to use checks.
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Church
Old 07-05-2020, 02:27 PM
  #12

My donations to my church and paying for my lawn service are the only checks I really write.

Last edited by anonymouse; 07-05-2020 at 03:14 PM..
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Old 07-05-2020, 02:33 PM
  #13

I have one but I don't use it often.
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Old 07-05-2020, 02:33 PM
  #14

I love love love auto deduct, but I also have to write the occasional check. Sometimes thereís a fee for paying online, and Iím way too cheap for that. I have to pay certain small business services by check (the window washer, the plumber) and all charitable contributions are by check.

I also love that itís a snap (literally, of my iPad camera) to deposit the rare check I receive.
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Old 07-05-2020, 02:41 PM
  #15

I still have a checkbook. While DH and I do have automated bill paying for several recurring costs, there are a few things for which we still write checks. This past month I wrote three checks for graduation gifts. I sent cards with the enclosed checks (rather than cash) by mail because we didn't feel comfortable attending the parties due to COVID 19.
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Old 07-05-2020, 02:44 PM
  #16

I have checks but donít carry them with me. I rarely carry cash either.

The only time I really use them is as other have stated which is workers coming to do repairs/replacements in my house.

My Dad is extremely tech savvy but still pays everything by check. He also doesnít use a debit card, he carries cash or uses a credit card and earns points.
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I do...
Old 07-05-2020, 02:48 PM
  #17

I did get a debit card a couple of years ago, and I no longer write checks in the grocery store like I used to and when I am doing business in person, I usually opt for the debit card as well. I still use my checks to pay for bills that I pay by mail like utilities, the condo maintenance, taxes and credit card bills. I paid for my license with a check. We had the online option, but I prefer the check.
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Old 07-05-2020, 02:50 PM
  #18

My DH insists on laying all bills by checks! Lol
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Old 07-05-2020, 02:59 PM
  #19

i write checks!!!

usually only for trips to the store (since i pay all bills online via bank.)...but since quarantine, i've tried to only bring in the bare minimum--so no purse, no checkbook/pen. i do use checks for medical bills.

but yeah....not very often.
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Old 07-05-2020, 03:00 PM
  #20

I pay all my bills with checks.

I pay the cleaning lady with cash.
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Old 07-05-2020, 03:01 PM
  #21

I write checks for business and personal here and there. I had to buy some new checks for both reasons.
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Old 07-05-2020, 03:05 PM
  #22

I do have a cheque book but I couldn’t tell you when I last wrote a cheque. I pay all my bills online. No store in my area would accept a personal cheque - debit, credit, or cash only. I did use one to provide banking info to my mortgage company a few months ago.

Sort of related - I used a debit machine the other day that asked “checking” instead of “chequing” and I was confused for a moment.
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Old 07-05-2020, 03:05 PM
  #23

I still use a checkbook. I pay my house cleaner with a check made out to cash, and I'll pay some bills with them. The rest are electronically deducted from my account.
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Checks
Old 07-05-2020, 03:09 PM
  #24

I still use them. That's how I pay my housekeeper and gardener. And the plumber would only take a check recently. Some services/small businesses don't take credit cards because the credit card company charges them a percentage fee.
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checkbook
Old 07-05-2020, 03:18 PM
  #25

I still have a checkbook.
Quote:
Some services/small businesses don't take credit cards because the credit card company charges them a percentage fee
Yes, when we had some minor construction done, they asked for a check.
I write very few checks nowadays, and can't remember when the last time was that I had to reorder checks.
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Old 07-05-2020, 03:26 PM
  #26

Yes, I do have a checkbook somewhere around the house. I can't tell you the last time I used it though. If I need a check I get one from my mom and give her the money or I get a bank check. I hat waiting for checks to clear.

Now I wish I could get my mom to stop using checks and bank on-line.
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Check book
Old 07-05-2020, 03:32 PM
  #27

I still have a checkbook, but I only use it 3-4 times a year. I find it handy to have when I need to send a gift of money for graduations or birthdays. I do not carry my checkbook with me ever.
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Here as well
Old 07-05-2020, 03:43 PM
  #28

Quote:
My DH insists on laying all bills by checks!
He will, however, pay online occasionally if there isn't enough time - once in a while a bill will come late or he delays paying it a little too long.
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Old 07-05-2020, 03:59 PM
  #29

Yes we still use a checkbook
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Old 07-05-2020, 04:03 PM
  #30

We still have one but also rarely use it.

In the last month, I paid for something using my debit card & then DD had to return it (something to do with her college). I had to be somewhere so I left my debit card at home & took the checkbook. Later that day I went to Target, had a whole cart full of stuff I swiped thru self check-out, then realized I didn't have my debit card. Employee had to void the whole thing & I had to go to a cashier to pay by check. I felt like a dinosaur, writing out that check!
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Old 07-05-2020, 04:07 PM
  #31

I do have a checkbook, though I can't remember the last time I actually wrote a check. Most of the things I used to use checks for I now e-transfer the money - hair cuts, car body shop, etc.
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Old 07-05-2020, 04:19 PM
  #32

Guess I am old fashioned. I prefer to write checks for paying bills. I donít care for paying bills online or having them debit my account. I only have the car lease payment debited from my savings account. I do pay my MasterCard via a phone call to an actual representative and get a confirmation number.
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Don't laugh but
Old 07-05-2020, 04:29 PM
  #33

Most of my bills I pay by check. A few are auto deduction, however I don't even Have a debit card. Lol
Had one and never used it so my credit union sent me a letter canceling it because it was not cost effective to keep it active!!
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Old 07-05-2020, 04:38 PM
  #34

Dinosaurs here. I have one. DH has one. We have a joint one.

DH uses his to pay his Visa and his club dues. I use mine to pay my Visa, my group dues, charitable donations, and for my insurance automatic deductions. The joint one is for house bills. I write my kids checks for gifts and they deposit them with their phone.

We use a great local mechanic. We know small business needs every dollar to survive and credit card companies charge merchant fees, so we try to pay him by check.
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Old 07-05-2020, 04:51 PM
  #35

I have one. Almost all my monthly bills are paid on auto drafts, and I use my credit card at all chain stores. But I write checks for local businesses, because they have to pay fees on the credit card transactions.
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Old 07-05-2020, 04:56 PM
  #36

Still have a chequebook. As others have stated I use it only for the housekeeper and church offertory envelope.
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Checks
Old 07-05-2020, 05:00 PM
  #37

I have checks.

I only pay one bill by check nowó my cleaning lady.

The last time I ordered checks was probably 4 years ago.

Last edited by Dr. A; 07-06-2020 at 02:09 AM..
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Old 07-05-2020, 05:14 PM
  #38

I pay my monthly bills with checks. It's been years since I used one in a store, though, so I don't carry my checkbook in my purse usually.

BTW, whenever my school collects money for a field trip, etc, they prefer parents send a check. No worries about losing money or having to make change.
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Old 07-05-2020, 05:16 PM
  #39

Yes and still use it!

$8 is crazy.
I just renewed my vehicle license sticker today and I thought the extra $3 for doing it online was crazy enough!

Last edited by BadKitty; 07-05-2020 at 06:05 PM..
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Checkbook
Old 07-05-2020, 05:21 PM
  #40

I still have a checkbook for the occasional checks I need to write. The last time I wrote a check was a few days ago to the plumber.
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Old 07-05-2020, 05:30 PM
  #41

Interesting about your school preferring checks...

My school is cash only or online payment through a card.
We had too many bounced checks so they stopped accepting them over 10 years ago.
We would even have parents stop payments on checks after they were already sent in to school.
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Old 07-05-2020, 05:36 PM
  #42

Yep...my school system was supposed to start an online payment thing a few years ago. I don't know if it's just my school or what, but it fizzled out pretty quickly and it's not even offered as an option anymore....
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Old 07-05-2020, 05:37 PM
  #43

I don't have a checkbook. If I need to pay something by check, I log into my credit union and have them send one.

DH has a checkbook to one of his accounts. I don't know how often he uses it, but if I don't have time to use the CU, I'll get a check from him. I'd say I do that every couple of years or so.

Quote:
I also love that it’s a snap (literally, of my iPad camera) to deposit the rare check I receive.
I was a late adopter of that technology, but it's one of my favorite things about my CU. I don't even have to snap. I just aim the app in the direction of the check.
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Old 07-05-2020, 05:43 PM
  #44

I still use a checkbook. I write checks 2-3 times a month.
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Old 07-05-2020, 05:56 PM
  #45

We do. I use it each month to pay the water bill, there is a fee to pay online and I am cheap. I also use a check 3 times a year to pay for our lawn care service. There have been a few times I have written a check for a medical copay bill as well.
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Old 07-05-2020, 06:10 PM
  #46

We do and we use it from time to time. DH pays our lawn service people every week by check.

Nancy
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Old 07-05-2020, 06:20 PM
  #47

The only places I regularly use checks are at work and at the salon. DH is about the same.
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Old 07-05-2020, 08:48 PM
  #48

I write quite a few checks. I just paid for our new roof. If i had put it on a card, there would have been a fee. Do people go to the bank and get cashiers checks? Isn't that a pain?
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Old 07-05-2020, 09:05 PM
  #49

I still have one. I have to write one every once in a blue moon.
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Old 07-06-2020, 02:47 AM
  #50

I have one along with enough checks to probably last the rest of my life, which is hopefully at least another 30 years haha. I only write maybe six checks or so a year now, mostly all to the city for property tax, car registration renewal and water bills.
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Old 07-06-2020, 03:51 AM
  #51

I do but pay bills online so I find I don't use it as much. I still pay my mom's bills using hers. My DD and DS have one but hardly use it.

And yes, I will balance both checkbooks on a regular basis
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Old 07-06-2020, 05:51 AM
  #52

I have a checkbook, I use it on occasion. For example, when I have repairs on the house, I pay by check. I used it this weekend for my down payment on a new car. On occasion I use it for doctor bills if I can't do it online (like the dentist).
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Old 07-06-2020, 06:58 AM
  #53

We have one, but never use it. And for things like plumbers or hair salon, I pay cash. Most give a cash discount (no tax usually), so we always pay cash.
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Old 07-06-2020, 09:27 AM
  #54

I still have a checkbook. I have a big family and use it to send gifts for graduations, birthdays, weddings, and other gift giving occasions. I also use it to pay repairmen, plumbers, and electricians working on my home. I have loan at my credit union and I go to the credit union to pay it from my checking account at another bank. I write them a check monthly for that loan.
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