I am in Georgia and I get paid once a month (at the end)
We also get paid on a 12 month scale (no options)
My old county did not take out social security...my new county does
We also have to pay into teacher retirement
We however do not have to pay into a "union"
When I taught in MD we got paid 2 times a month
We also had the option of 10 month or 12 month
and I hate it! We get paid at the end of the month, also. Is this a southern thing or what? I'm in Kentucky. We get 12 checks per year, which I do like. We are cut for retirement, federal, state, and occupational taxes, union (KEA/NEA) dues, health insurance IF you take it with the school, and annuities (again, if you take one out). I think that's all they take. I know my deductions, excluding insurance which we carry with my husband, is well over $1,000 a month.
Where I am in TX we are paid once a month (15th). We don't pay SS, but TRS (Texas Retirement System). We don't have unions, but if you want to join a teachers association you can have your dues come out of your paycheck (or you can just pay your dues up front to the association). We don't have to join one though. We also have direct deposit so it usually comes a little early. We are paid on a 12 mo. schedule. I like that so I don't have to worry about saving for the other 2 months. When I first started teaching were paid on the 30th. First year teachers had the option of 13 months so we got paid in August instead of having to wait till the end of September.
Like Poppy, I am in Texas and what she said is true for me, too including the pay date, except I think many teachers DO have social security taken out, but I am grandfathered at my school, so I don't. My husband is also a teacher and when he left my district, he started having SS taken from his check, no choice, in addition to TRS, which sucks because when you retire, you can't draw the SS.
In Maryland too. Still 2x a month on Fridays usually. We can choose 10 or 12 month. I chose 12 and also chose direct deposit. I think direct deposit is great. I don't want to go to the bank. We have auto pays for all our bills and do banking all online. I don't ever write checks or have cash which I like. I use the check card when I need to buy anything.
Of course, taxes are taken out, plus union dues and retirement.
I don't need the school's health insurance which isn't good any way.
We get paid on the 15th and 30th. My old school in a neighboring state paid every two weeks, which I preferred because occasionally, the 15th or 30th falls on a Monday, and it's a LONG weekend! We only get paid on a 10 month scale, no options. Union dues, SS, federal and state taxes are removed along with a contribution to our pension fund.
We get paid either 12 months, or 10 months...you can also choose between either every two weeks, or once a month...I prefer getting paid every two weeks, this is in La. And, I'm not sure if direct deposit is required or not.
Also...I taught previously in Mississippi, and they only got paid once a month. They went to a direct deposit system one of my last years there.
We get paid on the 5 and 20, if either date falls on a weekend or holiday we get paid the day before. Our pay schedule is set up for 12 months new teachers can get $500.00 in August our contract runs from 8/18 first check for new teachers is 5th of Sept. if they do not choose to take early $500.00. If we join the union our dues are split between the two pay dates, we have SS, state, and federal taxes taken out and also once you have earned $3000.00 in any Iowa government job IPERS is taken out for retirement. I don't take the school's health insurance so I don't know how it works, dh is free and pays at 100%, thank gosh! I was wondering why all states don't collect SS, do you pay into it yourself, or some other type of SS just curious?
In our district, we get paid on the 15th and 30th of each month. If the date falls on a weekend or holiday we get paid a day early. We are on a 12 month scale. Luckily, our district also pays 100% of our insurance.
fortunately I get paid twice per month, and I can opt to have $$ put away for summer DH gets paid once per month, no option for twice a month, and if he wants a paycheck in the summer he has to set up his own savings account. Doesn't work well for someone who lacks financial discipline
In my district (WI) we get paid every two weeks for 10 months out of the year, we do have the option to go 12 months which I should do! We pay fed. state. taxes. Our district pays retirement, and health/dental insurance. We pay union dues!
In my county, we get paid once a month at the end of the month...
The bad thing about it is Christmas. In December, we get paid mid -month (around the 15th)...okay fine...but then we don't get paid again until the end of January! That's a very long stretch. Still wondering if this is legal or not????
We get our checks on the last working day of the month. I have always taken the 12-month option, but last spring we were told the IRS will no longer allow it. (????) So, now we all will receive 10 paychecks (at the end of September through June with no checks for July and August). I'd be interested to hear your ideas on how you manage your budgets on 10-month pay. Thanks!
Our district pays us once a month, on the last working day of the month. We have the option of direct deposit or the paycheck. We have to pay about $200 to ins, retirement, and union dues $88. Our district quietly offered a 11 or 12 month pay option. Since they didnt share it with everyone, when I went to sign up, it was too late. My last paycheck was June 17th and the next one is Sept. 30th. Luckily I worked summer school so I will get a check at the end of this month.
It is VERY hard to save for the two months that we do not get a check. Sometimes this is why I dread summer so much. I am broke. It doesnt help that I cannot save money, especially since I just moved into my new house. I usually dont have the money to go on a vacation in the summer. I promised myself that I am going to have better habits and save money for a vacation next summer. I save my income tax money to get me through the summer. It doesnt help that my electric bills are $400 per month!!!
In our district and I would assume for all districts, we get paid on the last working day of the month. In December, in our district, we opted to get our checks on the last business day. It was just tooooooo long between paychecks to wait until the end of January. We get 12 checks-I've never heard anything about the IRS not allowing it. For me, I know I would NOT have any money for the summer if I only got 10 checks.
In Georgia...you can receive Social Security but there is a catch...
You have to retire under a system that takes out social security and you must have worked there for 5 years....
Many of my coworkers left my county and went to another county when they got closer to retirement...about 5/6 years closer...
This is my second career so I paid into social security...and now I work at a county that takes out social security...so I will be able to receive some of the benefits...I get a yearly statement of what I would receive when I retire...most teachers have only taught so they will not get it.
My district pays us once a month and does not take out Social Security. I am in TX. If you do not pay into social security you can never collect it. Also, when my husband retires he can get his social security, but if something was to happen to him because I am a teacher and never paid into social security I cannot receive his benefits. I don't know if this is a TX thing or not. The other post was misinformed. As a teacher if you pay into socail security and retire from that job paying into social security then you may receive the benefit. The unfortunate thing about this issue is that the school district gets to decide whether to pay or not. I have no choice. My district does not pay in to social security therefore I will never get it. The way I look at it is that I am only 31 and by the time I retire they say it won't be there anyway!!! This is a hot issue in TX. Some teachers that were working in districts that did not pay into socail security would retire. They would pay a school district that paid into social security to go work for one day doing janitorial work during the summer and be able to collect social security. The legislature put a stop to that a few years back. The one thing about this that makes no sense is that a wife that never works her entire life can collect her husband's social security and we are penalized because we are working and our school districts will not take it out.
on the 20th. We have to use direct deposit on regular paychecks, but if we get paid for anything extra, like summer school, we get a real check. We can choose if we want to be paid 9 or 12 times a year.
on the 20th. It is a 12 month contract but on the payday in June--I get 3 separate deposits...for june july and August. I have no financial discipline so I immediately have to transfer the money to a savings account (I send it to another bank) to keep it safe for each month. I don't get paid again until September 20th!
I get paid twice a month in North Florida.
We have the option of 10 or 12 months (I chose 12).
They deduct for:
social security tax
political branch of the union dues
We can choose to be paid in 22 or 26 installments. If you choose 26, you get paid every 2 weeks until the last check, in June, which is a "lump sum" payment. That's 8 weeks worth of pay in one check-our summer check. I always feel rich at the start of the summer and really poor in September. Most teachers choose the 26 option. Newer teachers must pay into SS and state retirement. More veteran teachers pay into state retirement only. Each district has its own schedule for paying teachers, so other MA communities may do something different than mine.
I work in three different districts, plus another part-time job, so remembering who is supposed to pay me when is a little confusing. My main district pays every other week, they have a choice of 10 or 12 months (I currently sub, so I don't get summer checks unless I teach summer school). District #2, pays once a month on the 15th. I believe they have a choice on summer checks, but I am not sure. District #3, pays once a month on the 18th. Again, I am not sure about summer checks. We have Fed., State, Medicare, Union, and OASDI taxes taken out of our checks. Regular teachers would also have health insurance taken out, if they chose to use the school's.
I am in Missouri and I get paid twice a month on the 1st and 15th. We have the option of getting paid on a 9 or 12 month scale (each teacher has the choice to get a lump sum at the end of May for the June, July, and August checks all at once). Some teachers really like this option because of getting their summer money early to pay off debt or for vacations. I personally don't do it, but like the option just in case! Social Security is not taken out (which means you can only collect it for yourself or from your spouse if you have paid into it through a another/different job either before, during, or after your teaching career). The state and local teacher unions are optional, the district pays for each teacher's health, dental, vision, and $50,000 life insurance (family members are extra). Federal and State taxes, Medicare and Missouri Retirement are all deducted, and Direct Deposit is manditory. It is very interesting to see how each state and school district so different!
We get paid every other week. That is 26 pay days per year. This is the option I take anyway. Everything is taken out city state Fed and SS as well as state retirement money. We pay union dues and medical.
I get paid twice a month, on the 5th and 20th. We get 24 checks a year, but during the summer we get 2 months worth of pay in one check handed to us on the last day of school and then we get our two checks in June. The district takes out about $1,200 in deductions each month. OUCH!
I'm in Alaska, and we get paid on the 15th - we can choose either 10 or 12 months. If you choose 10 months, though, it's not spaced out over the summer, you just get 3 checks at the end of the school year.
No SS taken out, but union dues are.
Our district pays on the 1st and 15th. We may opt to have direct deposit or not. We get paid for 12 months, but at the end of the school year they give us all of our summer checks so we can deposit them as we choose. Yes, we have ss,medicare, health insur., union dues (if we belong), 403b, and taxes taken out of our checks.
We get paid every month on the 20th for 9 months -- September through May. Then on June 20th, we get 3 paychecks all at once -- June, July, and August.
It suits me fine now, but the first year I got paid, I didn't realize how long it would be from June 20th to September 20th . It was a difficult lesson, but the next year, I didn't need a refresher course!!!!!
We get paid once a month for 12 months. SSI is taken out, along with other outrageous taxes. It is nice to still get a paycheck in the summer. Getting paid once a month just means I have to be smarter about budgeting.